Business Note Buyers for Owner Financed Business Notes

The Mortgage Buyer, Inc. takes pride in being a premier buyer of business notes. We have purchased hundreds of real estate notes and business notes from people who used owner financing to help sell their business or property. Our long history of doing business honestly has made us one of the most accomplished note buyers in the country.

If you would like to sell a business note, sell a chattel mortgage or sell a security agreement our company can convert all, or just a portion, of your future payments into cash. There are no fees or costs for you in the transaction, we pay all of the expenses. Call or email the premier business note buyer, chattel mortgage buyer and security agreement buyer today to learn more about your options.

John A. Avenia, President

We are always happy to answer your questions and ready to provide you with a no cost – no obligation purchase proposal for this important investment.

At The Mortgage Buyer, we strive to offer the best pricing and exceptional service. We will do our best to beat every other purchase offer you receive for your business note. This is our way of helping you receive the highest possible price when you sell an owner financed business note.

Are You Receiving Payments?

Would you prefer to have cash instead?

At The Mortgage Buyer, Inc. we'll do our best to offer you the highest cash price for your business note, chattel mortgage or security agreement with no risks, hassles or delays. That is our pledge to you.

If you sell a business note to The Mortgage Buyer, Inc. you will receive an excellent price while being treated fairly and honestly. Email or call us today at (800) 618-2485 to receive a free, no-obligation quote!

Benefits of Selling a Note

People who sell a business note enjoy many important benefits:
They convert a long-term stream of payments into an immediate source of cash.
They gain liquidity; preparing them to better handle emergency situations, take advantage of investment opportunities and putting them in better position to negotiate the purchase of anything they are buying.
They receive a significant amount of money now, enough to accomplish some major goals.
They don’t have to worry about receiving monthly payments on time or the possibility of foreclosure.
They can pay off credit cards and other debts that are charging higher rates of interest.
They gain complete control over their money.

Purchase Options:

Full Purchase Option

Our full purchase option is the most popular with note holders for several reasons:
1. It provides the largest amount of cash.
2. It liquidates the entire investment.
3. It eliminates the potential risk and hassle of foreclosure.

Partial Purchase Option

Our partial purchase option allows business note holders to generate a specific amount of cash by selling just a portion of their payments. The note seller receives the sale proceeds in cash at closing and will collect payments again on the note in the future. This option is especially important when there are more than 5 years of payments remaining on the note.

Receive Top Dollar

With interest rates still near historical lows there may never be a better time to sell a business note. Here are some important steps to take if you are considering selling.

Step 1: Locate your documents. It is important to have all documentation available.

Step 2: Do your homework. Contact a number of business note buyers. Ask them how they do business and request a purchase offer.

Step 3: Compare purchase offers and make your decision. If you decide to sell, select the company that offers you the best combination of price and service.

Step 4: Enter into a Purchase Agreement. Be sure to understand what expenses you will be responsible for in all situations, even if the sale does not go through.

Step 5: You will be asked to supply a complete set of documentation for due dilligence review.

Step 6: You will receive a closing package via FedEx. We will record the assignment and immediately wire your funds when confirmation is received.

Glossary of Terms

Note — A note, promissory note or business note is a borrowers written promise to pay a specific sum of money in the future.

Chattel Mortgage — A chattel mortgage specifically pledges a borrower’s personal property and/or business assets as collateral against a note or loan.

Security Agreement — A security agreement is another name for chattel mortgage. It specifically pledges a borrower’s personal property and/or business assets as collateral against a note or loan.

Business Note — An owner financed note created when a business is sold.

Market Value of a Note

There are a number of companies that purchase business notes. If you are in the market to sell a business note our recommendation is to contact more than one company about selling it. Receiving multiple purchase offers is the best way to establish your notes highest cash value.

These are the factors that determine the market value of business notes:
• The type of business securing the note
• The down payment made and current note balance
• The credit worthiness of all parties to the transaction
• The interest rate and term of the note
• The buyer's experience in the business
• The amount of seasoning on the note
• First position notes only, LTV no greater than 70%

Business Note Buyers • Note Buyer • Business Note Buyer • Note Buyers • Chattel Mortgage Buyers

The Mortgage Buyer, Inc. Business Note Buyers

Purchase Options:

Receive Top Dollar

Glossary of Terms

Market Value of a Note

The Mortgage Buyer, Inc.
Business Note Buyers