Benefits of Selling a Note

• You will convert your long-term investment into cash.
• You will receive a substantial amount of money right now — enough to accomplish some major goals.
• When you have cash and are liquid, you can handle emergency situations, take advantage of quick investment opportunities and are in a better position to negotiate the purchase of anything you are buying.
• You will be able to pay off credit card and other debts that are charging a higher rate of interest than your note is earning.
• You won’t have to worry about the payments you receive each month slipping away on life’s little expenses. You will be able to retain this money to be used on something important in the future.
• You won’t have to worry about the future success of the business.
• You won’t have to worry about whether or not the borrower will continue to make his or her payments.

Establishing the Market Value of a Note

• Every business note has a unique market value.
• The market value of a note is the highest cash price an informed and active seller can achieve on the open market.
• The market value of a note will be less than the outstanding principal balance remaining on it.
• The market value of a note is inversely related to the general interest rate environment.
• There are a number of important factors that determine the market value of a note.
• The type of business
• The value of business assets
• The amount of owner’s equity
• The current note balance
• The interest rate
• The number of payments made and remaining
• The general credit history of the borrower
• Your experience receiving payments

Selling a Business Note

• Almost every business note can be sold.
• There are a number of companies that purchase business notes. Together, we make up an active and competitive market for them.
• Note holders have a number of sale alternatives available to them; each can be tailored to meet a specific goal of the seller.
• The following steps needs to occur before the sale of a note can close:
• All documents need to be reviewed.
• A verified payment history needs to be reviewed.
• A credit report on the borrower needs to be reviewed.
• Receipt of the down payment needs to be verfied.
• Two years tax returns for the business need to be reviewed.
• An interview with the borrower needs to take place just prior to closing.

The Mortgage Buyer, Inc. will pay you the highest cash price for your business note with no risks, hassles or delays. Email or call us today at (800) 618-2485 to receive a free, no-obligation quote!

The Mortgage Buyer, Inc.
PO Box 100
Hillsdale, NY 12529
1-800-618-2485
Email: John@TheMortgageBuyer.com

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